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Howroyd & Benjamin Inc (H&B) can accept no liability for any action which an investor takes based on the information contained in this website.

The investor understands that any investment decision is to be made on their own, recognize and accepts the risks associated with such investments. Investors are solely responsible for compliance with any local regulation governing the use of; and proceeds from, such investments.

Howroyd & Benjamin is the industry leader by becoming the first and only registered Independent Wealth Advisory company in the Philippines by the Securities and Exchange Commission.